How To Avoid Paying For A Car Accident That Wasn’t Your Fault
The right insurance coverage can protect you from the financial responsibility of damage or loss from an accident that wasn’t your fault. There’s a strong debate in Australia over the issue of liability, i.e., which caused the accident. The reason is that accidents are costly, and depending on the damage or loss to vehicles, property and life, the expense could add up to millions of dollars. Vehicle owners involved in an accident that results in damage to their vehicles and were not at fault have different options to pursue to receive an insurance claim.
How Does Liability Work?
Liability refers to a vehicle accident; another vehicle damage such as vandalism or fire is typically covered by comprehensive car insurance. Often, when two or more vehicles are involved in a collision, the car owners share the liability of the accident. However, when one driver is entirely at fault or has voiced that they may be at fault courts consider this to be an admission of liability. Such as a driver apologizing to another driver.
How Do They Determine Who’s at Fault?
If one driver is under the influence of drugs or alcohol, the intoxicated driver will typically be deemed responsible for the accident.
If the accident results from a vehicle running into the back of another vehicle, typically, the driver that rear-ended the other driver will be at fault.
If a driver fails to stop at a stop sign or light, and an accident results, the driver that ran the stop sign or red light will typically be responsible for the accident.
Should You Make A Claim with Your Insurance Provider or Request the Other Party to Pay for The Repairs?
When considering submitting a claim for an accident that was not your fault, consider whether you can get the other driver to pay for the damage. Typically, the best course of action is to approach the other driver.
If the other driver is uninsured and does not have the finances to pay for the accident, you can submit a claim to your insurance provider. Consider the damage and consider the out of pocket expense.
If you have been involved in an accident that has left your car damaged, Buy N Sell Car for Cash will purchase the vehicle. We pay cash for cars, offering quotes to sellers over the phone and online. Call us at the number below or visit our homepage for an online quote.
Call us at 03 9369 2954.